The PCI DSS landscape is evolving rapidly. With the Q1 2025 deadline looming ever larger, businesses are scrambling to meet the stringent new requirements of PCI DSS v4.0. Two sections in particular, 6.4.3 and 11.6.1, are troublesome as they demand that organizations rigorously monitor and manage payment page scripts and use a robust change detection mechanism. With the deadline fast approaching and the consequences of non-compliance so severe, there is no room for complacency, so, in this article, we look at the best way to meet these complex coding requirements.
These changes to PCI DSS in v4.0 acknowledge the urgent need to tighten client-side security in the face of pervasive supply-chain threats. They call for beefed-up payment page security to keep customers’ sensitive payment details safe from malicious script injection attacks:
Reflectiz was aware that traditional PCI compliance methods can often be time-consuming and resource-intensive, so they created a dedicated PCI dashboard that generates them with a minimum of fuss. It provides real-time, remote visibility into your online ecosystem, with script-level monitoring and no need for on-site resources, so compliance is baked in, and compliance reporting is very straightforward, because it’s like a natural by-product of what the solution is already doing.
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Reflectiz’s smart approval mechanism is another time-saver. Instead of manually approving and justifying each script, you can simply define acceptable script behaviors and then let the system automatically batch-approve the ones that meet them.
You can still approve and justify individual script changes when necessary, but having the option to streamline the approval process by defining acceptable script behaviors in this way is a liberating additional feature. It extends to managing approvals for websites with multiple payment pages, too, which is even better.
To summarize:
The benefits of using Reflectiz’s PCI dashboard soon add up.
Using security solutions that rely on embedded JavaScript can add more vulnerabilities (including OWASP top ten vulnerabilities) than they fix, like trying to fight fires with gasoline. Reflectiz operates remotely, which gives it an uninterrupted view of every script on the page with no chance of compromise and no extra vulnerabilities added. The last place you should be introducing JavaScript vulnerabilities is a payment page, so Reflectiz takes the far safer and more effective route to PCI compliance of monitoring them remotely.
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Embedded security scripts add significant drawbacks:
Reflectiz’s remote monitoring approach overcomes these challenges by providing comprehensive, secure, and efficient oversight of web components.
Stuart Golding, a leading PCI DSS Qualified Security Assessor, shares the view that this is the right approach: “Personally, I tend to favor solutions that are least intrusive, both in terms of cost and implementation. These solutions typically require minimal development or changes to the organization’s webpage, allowing for quick implementation and results.”
Challenge: A major US insurance company needed to comply with the new PCI DSS v4.0 requirements, specifically 6.4.3 and 11.6.1, which, as we’ve noted, mandate rigorous monitoring and management of payment page scripts. The company had:
Solution: The company implemented Reflectiz’s PCI dashboard to streamline script monitoring and approval during a two-week period.
Results:
Breakdown:
Key Takeaways:
This case study demonstrates the efficiency and effectiveness of Reflectiz in managing script changes and ensuring PCI DSS compliance.
PCI compliance is only one aspect of Reflectiz’s comprehensive set of web security features. By monitoring third-party web components, tracking data access to payment and credit card information, and maintaining a complete inventory of third- and fourth-party scripts, Reflectiz helps organizations achieve and maintain PCI DSS v4.0 compliance while strengthening their overall web security posture.
Access your 30-day free PCI Dashboard.
